Brigade Citadel coming across a name that is unique would be the first thing to be noted. Life that Brigade offers in the Citadel is nothing short of magnificent. The construction conglomerate has got together the finest construction consultants from all around the globe and designed this skyscraper open for people to live.  The citadel breaks all bounds in terms of luxury by giving every individual the chance to buy stunning and luxurious 2 and 3BHK Apartments at rates of beyond belief and to top it all off some exciting offers to the first couple buyers.

Brigade Citadel, A consistent amalgamation of extravagance, solace, and style mix to give away really modern outlook towards life. These Residential Apartments in Hyderabad are wonderfully crafted bearing in mind all your needs. Brigade Citadel in Sanath Nagar is constructed by Brigade Group, a customer friendly construction firm that always focuses towards delivering the best to its customers. Brigade Group has gained the name and fame in constructing marvelous Apartments in Hyderabad with the use of high-class building material that enhances the looks of the property along with increasing its life span. Brigade Citadel offers 2 & 3 BHK Apartments at one of the prime localities in Hyderabad. With proper ventilation and uncluttered wide space, Brigade Citadel makes you feel blissful right from the moment you enter your beautiful Apartments at Sanath Nagar. Brigade Citadel is one such property in Sanath Nagar, Hyderabad where luxury comes with affordability and the inhabitants enjoy the perks of living in one of the best localities of town. The Apartments in Brigade Citadel are deliberately constructed so as to provide easy access and transportation to other parts of the city by wide roads.

We here at OSS can guide you through the whole process buying the house at NO ADDITIONAL cost whatsoever. Reserve a meeting with our valued executives for quality service with your Real Estate needs. 

Brigade Citadel Summary


  • Sanath Nagar, Hyderabad
    Location
  • On Request
    Starts From
  • 2 & 3 BHK
    Unit Type
  • 1500
    Total Units
  • 12.7 Acres
    Area
  • On Request
    Blocks / Towers
  • On Request
    Possession Date

Brigade Citadel Unit Configuration


Unit Types Super Built Up Area Carpet Area Inquire Now
1 BHK NA NA
Unit Types Super Built Up Area Carpet Area Inquire Now
2 BHK NA NA
Unit Types Super Built Up Area Carpet Area Inquire Now
3 BHK NA NA

Brigade Citadel Master Plan & Floor Plans


Brigade Citadel Price Sheet


Unit Type Sq/Ft Price (Approximate)
1 BHK On Request On Request Onwards
2 BHK On Request On Request Onwards
3 BHK On Request On Request Onwards

Brigade Citadel Cost Break



Dowload Full Price Sheet

Brigade Citadel Features & Specifications


  • RCC Framed Structure Building. Concrete Solid Block Mesonary

  • High End Vetrified Tiles. High End Anti Skid Tiles in Bathroom.

  • Jaguar/Kohler/Queo/Equivalent. WC – Hindware/Parryware/Kohler/Equivalent.

  • Main Door Frame Teak Wood. All Internal Bedroom Door are Wooden Flush Doors Bedroom and Bathroom Engineered Doors. Windows – UPVC/Aluminium Sliding.

  • Modular Switches. Power Supply Upto 5 kw and DG Backup.

  • Acrylic Emulsion Paint For Internal Walls and Ceilings.

Brigade Citadel Amenities


    Power Backup
    24 Hrs Running Water
    Gym
    Indoor Games
    Party Hall
    Surface Car Park
    Basketball Court
    Library
    Maintenance Staff
    Swimming Pool & Kids Pool
    Passive Gathering
    Senior Park
    Outdoor Sports Facilities
    Rain Water Harvesting
    Community Garden
    Jogging Track
    Bike Track
    24/7 Security
    CCTV Camera
    Sewage Treatment Plant

Brigade Citadel Take A Tour


Brigade Citadel

About Brigade


Brigade Developers Brigade’s residential portfolio includes villas, villaments, penthouses, premium residences, luxury apartments, value homes, urban studios, independent living for seniors and mixed-use lifestyle enclaves and townships. Brigade is among the few developers who also enjoys a reputation of developing Grade A commercial properties. We are the license owners of the World Trade Center across South India, Our commercial spaces have top international clients operating out of them. Brigade’s retail projects include Orion Mall, Orion East and Orion OMR. 

Brigade’s hospitality offerings include star hotels, recreational clubs and convention centres, Celebrations Catering & Events and The Baking Company. Since its inception in 1986, Brigade has completed over 250 buildings amounting to 66 million sq. ft of developed space in residential, offices, retail and hospitality sectors across 7 cities.

Brigade Developers launched ‘BuzzWorks’ in March 2019, the Group’s new brand in the co-working space. ‘Your Vibe, Your Tribe, the tagline of Buzz works, reflects the brand ethos of creating a space with positive vibes and provides a platform for like minded people to come together and grow together. BuzzWorks plans to launch over 2500 seats across 7 locations and 3 cities in the coming months and expand operations further with time

For 9 years in a row, Brigade Developers is Great Place to Work Institute & Economic Times has rated us as one of the India’s best companies to work for in the Real Estate Industry. The Group has also been socially responsible and has vastly contributed to society. This responsible attitude and innovative mind-set combined with uncompromising quality of the projects over the years has created a reputed brand. Brigade Developers are one of India’s leading property developers with over three decades of expertise in building positive experiences for all our stakeholders and winning customer’s trust. Instituted in 1986, we have developed many landmark buildings and transformed the city skyline of cities across South India namely: - Bengaluru, Mysuru, Mangaluru, Hyderabad, Chennai and Kochi with developments across Residential, Offices, Retail, Hospitality and Education Sectors.

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Difference between Pre-qualified and Pre-Approved Home Loans

Published On : 26 / Mar / 2020 | By : Pranav Ojha

The difference between pre-qualified and pre-approved is that a lot but both the terms are inter-linked. Pre qualified is the first step to Pre-Approval.

Pre-qualification is not a Guarantee that you are being assured the loan. It just means that you may qualify for one!  In this step they take all your financial details they require for them to do the math and give you an amount that you would be eligible for. 

    After everything is done and if you are eligible they will further ask you about your goals and future prospects and give you the best interest rate possible. The pre-qualification is a verbal conversation between the loan buyers and Bank officials.

 In case of Pre-Approval the Bank will make an in-depth and comprehensive verification of the loan buyers credit scores, annual income, income over the last few years and many other factors. The process isn’t done verbally and also isn’t based on the details given by the loan buyer over the phone! Here, the banker will do a thorough background check of the loan buyer and only then approve the loan process for the individual.

To conclude we can say that in the case of Pre-qualified loans you are not completely entitled to getting that loan. It is NOT a sure thing. Although, receiving a pre-qualified request means that you are above the crowd. Now, in the case of Pre-approved loans you have almost no constraints! But again, the bank holds all rights to deny you that loan at any point given and after which customers may argue but on valid points. Not on grounds if there has been something wrong detected at the end of the process but grounds where the reason has not been made clear to the individual or applicant.

Pre-Qualified is   Getting pre-qualified involves supplying a bank or lender with your overall financial picture, including your debt, income, and assets. The lender reviews everything and gives you an estimate of how much you can expect to borrow. Pre-qualification can be done over the phone or online, and there’s usually no cost involved. It’s quick, usually taking just one to three days to get a pre-qualification letter. Keep in mind that loan pre-qualification does not include an analysis of your credit report or an in-depth look at your ability to purchase a home. It’s based solely on the information you hand over to the lender, so it doesn’t mean much at all if you don’t provide accurate data.

The initial pre-qualification step allows you to discuss with your lender any goals or needs you might have regarding your mortgage. Your lender can explain your various mortgage options and recommend the type that might be best suited to your situation. Your pre-qualified amount isn’t a sure thing, because it’s based only on the information you’ve provided. It’s just the amount for which you might expect to be approved. A pre-qualified buyer doesn’t carry the same weight as a pre approved buyer, who has been more thoroughly investigated.

Pre-qualifying can nonetheless be helpful when it comes time to make an offer. “A pre-qualification letter is all but required with an offer in our market,” says a source.

. “Sellers are savvy and don’t want to enter into a contract with a buyer who can’t perform on the contract. It’s one of the first questions we ask of a potential buyer: Have you met with a lender and determined your pre-qualification status? If not, we advise options for lenders. If so, we request and keep on file a copy of the pre-qualification letter.”

 

Pre-Approved is Getting preapproved is the next step, and it’s much more involved. “A pre-qualification is a good indication of creditworthiness and the ability to borrow, but a preapproval is the definitive word,” says a source.

You must complete an official mortgage application to be preapproved, and you must supply the lender with all the necessary documentation to perform an extensive check on your financial background and current credit rating. The lender can pre approve you for a mortgage up to a specified amount after reviewing your finances. You’ll also have a better idea of the interest rate you’ll be charged on the loan at this point, because this is often based in part on your credit score, and you might even be able to lock in an interest rate. Some lenders charge an application fee for pre approval, which can amount to several hundred dollars.

You’ll receive a conditional commitment in writing for an exact loan amount, allowing you to look for a home at or below that price level. This obviously puts you at an advantage when you’re dealing with a seller, because you’re one step closer to getting an actual mortgage.

The other advantage of completing both steps—prequalification and preapproval—before you start to look for a home is that you’ll have a good idea in advance of how much you can afford. You won’t waste time looking at properties that are beyond your means. Getting preapproved for a mortgage also enables you to move quickly when you find the perfect place, and it lets the seller know that your offer is serious in a competitive market.

You’ll give your lender a copy of your purchase agreement and any other documentation necessary as part of the full underwriting process after you’ve chosen a home and made an offer. Your lender will hire a third-party certified or licensed contractor to do a home appraisal to make sure the house you want to buy is worth the amount you’re going to borrow.

Owning or Renting Homes

Published On : 28 / Mar / 2020 | By : Pranav Ojha

Owning or Renting Homes.

  Buy a flat or rent a flat? This is a question everyone ponders upon, as in certain cities people only stay for work purposes. It’s true that buying is always a second opinion for people as compared to renting. But, with Rentals there is a sure shot guarantee that there will be no return. On the other-hand there is Buying where there is a higher chance of you getting a good or a reasonable return! 

   The disadvantages of buying are pretty limited! The #1 constraint is the interest you will pay. Although, the current government is taking certain steps for reducing the rate of interest of the housing sector. Yet there isn’t such an impact for the people who are not in the super-rich category. 

  Looking on the brighter side. There is always the option of Purchasing. There are quite a few advantages of buying a house. Owning a house gives an individual the long-term benefits of security, equity and potential growth in personal wealth. The value of the real estate asset is bound to increase with a given period of time which gives you the luxury of enjoying profits if given a certain period of time. Also, this as well comes with its own risks.

Moreover, it depends on how you look at the matter. If you’re looking out for a short-term investment, then the best suggestion for you would be renting or If you’re looking out for a long-term investment then the option advisable to you would be Buying at any given day. 

  In a country like India where people prefer living with their family. Those people wouldn’t prefer moving around as much. As we all know moving is always a pain to carry out. In these cases, also people do prefer buying as it gives them a sense of security and stability.  

   So, coming back to the cons of buying a house.They would be that you would be bound to pay a certain amount every month no matter what the cost. Technically speaking that means a certain amount being blocked from your account before your pay-check even arrives. One last thing, maybe that. In certain cases, if the property is not well-evaluated before buying an individual ends up paying more as interest amounts as compared to the appreciation incurred by him. 

When it comes to living on rent versus living in one’s own home, people who advocate the former often argue that a rental home costs less, as compared to owning a home. Those who favour owning a house, cite the freedom that it offers. While owning a home is typically the dream of every Indian, sky-rocketing property prices in the recent past have led people to opt for renting, rather than buying, says Ajay Jain, executive director – investment banking and head real estate group, Centrum Capital Ltd.

“Landlords in most states also tend to restrict the number of years that a tenant can occupy their house, due to the weak protection provided by the law to the landlords. With lower interest rates and the government subsidy for first-time buyers of affordable homes, owning a home is now possible for many more people,” opines Amit Oberoi, national director, knowledge systems, Colliers International India.

Looking at all of these statements given by the big players in the market it is safe to say there are various pros and cons to both. The mindset and financial backing is a very important factor to be considered while dealing with decisions this intricate.

Owning a home is a financial commitment that requires you to plan ahead and reflect on where your life is headed. Before deciding whether to rent or buy, ask yourself what your budget is and if either choice would require you to stretch your finances. Write out your additional financial and savings goals to see how each choice might affect them. Make sure you still have enough money to save for retirement, for example. Compare some specifics to see which is a better fit.For years, the rule of thumb stated renting is cheaper than buying—so renting freed up money for other things, such as savings. However, that may not always be the case. Shifting real estate markets mean it may be cheaper to buy than rent in certain areas, though you likely need to pay more up front. The right option for you is the one that best fits your goals and finances.

Renting vs. buying a home is a big decision, and there are pros and cons to each option. In fact, a higher percentage of  U.S. households are renting than at any point since 1965, according to a Pew Research Center analysis of U.S. Census Bureau data released in 2016.

For some people, renting comes down to what they can afford at the moment.

“I was a long-term renter because I wanted to wait to buy until I could afford to stay in my current neighborhood,” says Atlanta resident Jennifer Walker, a public relations executive who bought her first home this spring. “I didn’t realize that there were affordable options.”

The reason why the US was taken as an example is because the real estate market similarities are quite while being compared with in a couple states in India as well. 

A few questions to ask yourself and commit to are as follows.. 

What can you afford?

How long do you plan to stay in the home?

Do you want stability or flexibility?

Can you afford to be responsible for home repairs/maintenance?

What are your financial, career and family goals?

The financial burden that an individual may go through may be unrealistic when his ends aren’t meeting this can be said by just putting the numbers together and making a simple calculation. There are different costs associated with renting and buying. Using Bankrate’s rent vs. buy calculator helps you break down some of these expenses.

Most rental properties require a security deposit, which protects the landlord against damage caused by the renter. You’ll usually put down the first and final month’s rent payments when you sign a lease. When evaluating a lease contract, ask if your monthly rent includes utilities, such as water, electric, gas, cable or internet.

For homebuyers, one of the biggest ongoing costs of homeownership is your monthly mortgage payment, which includes the loan’s principal and interest amounts. Your payments can go up or down over time if your loan is variable rate or your property taxes and homeowners insurance premiums change. If you put less than 20 percent down, your lender will typically require you to purchase private mortgage insurance, or PMI, which drives up your monthly payments, too.


 

Investing in Residential or commercial properties. What’s better?

Published On : 02 / Apr / 2020 | By : Pranav Ojha

Investing in Residential or commercial properties. What’s better? 

What’s better? Investing in commercial properties or investing in residential properties. This is a very important topic for any potential investor who is looking out for making an investment in real estate. We here at OSS have discussed everything that you need to calculate before you make the investment in this market.  

Investing in real estate in itself is very good for your portfolio as it’s another kind of diversity you can have in the form of investments, This helps in dividing your risks! By making investments in real estate you can benefit from the fact that Real estate is the only market that is comparatively least affected in times of economic crisis. Real estate investments can be classified into two forms and they are: 

1. Residential Investments

2. Commercial investments

Residential properties.. when talking about the rental yield it gives you about 2.5-3%. Which really isn’t that bad. But, keeping in mind this is the rental yield we are discussing here! There are many benefits of investing in Residential properties for example.. It is very easy to get a loan from banks for the purchase of these kinds of properties. Also the leasing process is much easier. In comparison with commercial properties there is a low holding period as compared to commercial property. Now,talking about the draw-backs of investing in residential properties are that you have to make an initial investment of getting the interiors done for even giving it out for rental purposes and even after that the rental yield is not that high. Also, mainly a rental agreement in residential properties cannot exceed a period of 36 months. Also, buying a residential property is comparatively cheaper.

 So, speaking about commercial properties.. It has a brilliant rental yield of 6.5-8.5% which is an excellent yield in terms of commercial projects in real estate. Also, it is possible to lease a commercial property out for long-periods that is up to 9 years. The commercial value is not very volatile! That means there are no major fluctuations with these kinds of properties. But, again that can be contemplated  in a good and a bad way! The property values tend to be stable for prolonged periods of time and also for it to be a commercial property it must be of a specific minimum size and also it is very difficult to sell as there are very few buyers for commercial properties in the market! 

 We must also keep in mind that anytime we take loan for buying any of these properties be it.. Residential or Commercial there is a provision given to the individual while paying-off his Income tax these provisions come under Section 24 and 80C of the Income Tax Act.

 So, after looking at the pro’s and con’s of both kinds of properties.. We can say that both have their own advantages and disadvantages. One has a higher yield but is harder to sell and the other has a lower yield but is easier to sell. So, it all depends on the perspective of the investor that what kind of risk is he willing to take. 

Commercial properties are great for those who have some business knowledge. If you understand a potential tenant’s financial history and goals, it will give you a better idea of what your potential earnings could be. Commercial properties can also offer great returns. These properties tend to have a larger annual profit than residential investments. Also, leases are usually for longer terms and there are options for renewal. Compared to residential properties, commercial tenants tend to stay longer, which can give a greater sense of stability for you as the owner.

One reason that is vastly taken into consideration is: Therental yield a property can give to a commercial property owner, while people have a lot of opinions about this feature of the commercial properties, here are a few condensed pointers for any future reference. Rental Yields may be better for commercial properties For commercial property like shop space, the rental yield that you can command depends directly on the human traffic in the area. Thus if you invested money in such a property investment, the monthly cash flow would be more than an equivalent costing residential property investment in the same area.

 

Improvements on the property Business tenants generally treat properties different from residential tenants. A business owner who is renting property would generally fix small defects in the property so that he can carry on business and would not bother the landlord about such small problems. But additionally, most small business owners would generally carry out small improvements in the property that could boost the property value of your commercial property.

An example of this could be the installation of a PBX System and wiring up the whole office for a local area network. This could save your new tenant a lot of time and could be used to give additional value to the terms of the rental that you are providing.

Now, let’s give a thought to the Residential Real-Estate side of the coin where we can see that it is a safer gambit as it used for personal purposes the maintenance costs need not go as high as it usually does in commercial properties. We will be discussing a few pointers which again can be used for any future reference while in any dilemma for making the right choice in the field of real estate. It is far easier to get a loan for residential real estate than commercial real estate because the residential real estate market is considered much more stable. Individuals and families always need a place to live. Businesses can more easily move, and you can lose far more money by picking a bad commercial tenant than a family that misses the rent one month. This means the residential vs commercial real estate investing favors residential real estate if you don’t have experience vetting tenants.

 

People will forgo credit card bills and cut their budgets to avoid being evicted. Commercial tenants may miss the rent for months, and it is difficult to evict them. Furthermore, you could lose commercial tenants whose bankruptcy costs you months of back rent. This means you’re more likely to continue seeing rental income from financially stressed apartment dwellers than commercial tenants.

We hope this gives you an insight about how the residential and the commercial real estate markets work. This could be your gateway into getting into this flourishing market.  

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